It's for radar observability reducing. The ribs also give for the barrel some additional hardness relative to wight economy.
It's true, but also true: no heavy vehicle you can defend reliebly from all directions against RPGs. So, in no vehicle, even the most heavy, the infantry will feel safe enough transported at urban area. In consequention, the Russian infantry in Chechenya prefered the most light vehicles (BMDs and MTLBs), but they'r sitting outsides armor there, observing the area. The tactics were follow: infantry is unmounted before entering the dangerous area, the vehicle goes after and gives fire support if need. So the infantry still has advance against the enemy, because the enemy has no such mobile high-tech fire stronghold. The same tactics of american infantry we can see in Iraq.
Your conclusion's also true, bu only if the tank crew survival is garanteed. If no, instead one infantry dead from ATGM shot (Lebanon-II) you can get 4 tankmen dead . The last gen cummulative IEDs and ATGMs may disarray your conclusion in some degree. It's why I allways accented the need for tank crew reducing...