Yes, they are speculation, but a speculation with some sort of base. The BE is a much larger tank from normal T90's, having 7 wheels,heavily armoured, and its turret is of normal large design which would fit in the people am I right? The approach with T 95 would be towards a more automatic gun, where the crew may not be in the turret, and the new type auto loader will be in place, so there may be reduction in turret size. The BE used a bustle mounted auto loader behind the turret. I strongly believe the new type T 95's auto loader will be in the turret. And I also saw some speculative drawings where the crew is placed in the hull, hence the need for better sensors/optics to designate targets. ANd for sure there must be networking capability, or else it would be atank of 80's tech.
So yes, there is my speculation.
Feanor, be careful with what you eat from now on. Its a friendly advice.