IMHO it would be hard to get the kinetic performance similar to a modern 120mm out of a portable device.
I am very sceptical about the idea of using kinetic rounds for man portable systems.
Right now modern man portable ATGMs have a much better performance and systems like Kornet-E, Spike-ER and (to an IMHO lesser extent) Javelin give infantry and light vehicles a very good chance of taking out modern MBTs from nearly all directions (be it via top attack or just by using pure penetration power).
As I said before the proliferation of reliable hard and soft kill systems is going to put some pressure onto ATGM developers which might result in faster systems and systems with capable ECM and decoy systems (and higher price).
And to answer your second question.
The driver could be affected if the turret is penetrated. Naturally he is further away from the penetration and therefore is not directly in harms way but the turret basket is not seperated from the hull by any kind of armor. So any splinter or fire coming his way could also affect him.
BTW, some tanks feature an emergency escape hatch under the hull normally located at the drivers position so he has a good chance of getting out of the tank without having to expose himself to small arms fire and other ugly things flying around on a modern battlefield.
I am very sceptical about the idea of using kinetic rounds for man portable systems.
Right now modern man portable ATGMs have a much better performance and systems like Kornet-E, Spike-ER and (to an IMHO lesser extent) Javelin give infantry and light vehicles a very good chance of taking out modern MBTs from nearly all directions (be it via top attack or just by using pure penetration power).
As I said before the proliferation of reliable hard and soft kill systems is going to put some pressure onto ATGM developers which might result in faster systems and systems with capable ECM and decoy systems (and higher price).
And to answer your second question.
The driver could be affected if the turret is penetrated. Naturally he is further away from the penetration and therefore is not directly in harms way but the turret basket is not seperated from the hull by any kind of armor. So any splinter or fire coming his way could also affect him.
BTW, some tanks feature an emergency escape hatch under the hull normally located at the drivers position so he has a good chance of getting out of the tank without having to expose himself to small arms fire and other ugly things flying around on a modern battlefield.