Also the one thing that limits a ships speed is, IIRC the ratio of its length at the water line to its beam at the waterline. I'll have to go and look it up but IIRC (and I may be wrong so correct me if I am) the wave length of its wake is critical to its max speed and no matter how much power you put on once you reach that wave length you won't go any faster. Now I apologise that's a real confused explanation but I know minds far better than mine will give a far better explanation.
What you are thinking of is ‘hull speed’, and it is not an ultimate limit. But the power requirement vs. speed once you cross it goes up MUCH faster.
Methinks that the rudder and prop is preferred because it is less noiser than Hamilton jets and thrusters. Ok travelling at speed through water is noisy but slow quiet is another story.
The noise for a prop and rudder is generated by cavitation, the blade tips, and the turbulent flow from the propeller past the rudder. There is also some noise from the power plant that passes down the drive shaft
Water jets eliminating the blade tip noise and remaining noise and cavitation (and addition acoustic insulation can be added) is dampened because they are enclosed in the hull, and there is no rudder, so they are quieter except possible from dead astern. The generated noise is also at a higher frequency, so it is more rapidly damped by water.
Thruster are just maneuverable propellers, so no rudder is needed. The ones being discussed use electric drive, so there is no noise from the power plant passed on by the shaft. They are probably quieter going ahead, but there may be some beat frequencies generated during maneuvers. There will also be the noise from the rotation of the thruster mounts.
Secondly the energy out put on a thruster to change the direction of a ship at speed in water. Is it efficient? A rudder is mechanical.
Thrusters are more efficient than a propeller and rudder, especially a low speeds. The problems are a substantial increase mechanical complexity and impact on the hull design.