Safety is always a major factor that is practiced during any training exercise.
It is very important also to have a good driver on your tank that knows how to handle the different terrian settings in your area of movement.
Here is a example for you - you never want to hit a ditch head on with your tank, if you do this then you will most likely will make your tank crew very up set with some contusion factors to boot, a good driver knows to enter that ditch diagonally to absorb the shock that the suspension system and you are going to take, I have had drivers who would actually speed up when entering ditches or gullies, they just had the knack of knowing how to handle it.
For the safety factor tank crews do wear intercom helmets and have area`s to grab onto inside the turrets when going thru rough terrian, also on the M1 series the gunner does have a chest pad and the tank commander has a shield to the left of him that he pulls up and secures in place to protect him from the massive sweet looking breech mechanism that is moving violently during stabilization runs and awesome maingun recoil when busting some caps. For that sweet cordite smell entering your turret you have a overpressure system to help out, you would also use it for NBC environments or when a fellow crew member passes gas.
The suspension systems on tanks make up the use of torsion bars matched up with rotary shocks or hydrualic roadwheel arms, The German LEO 2 series MBT is one of the best cross country movers that are currently out there and I have been told that the French Leclerc is quite impressive also, both tanks are very forgiving when it comes to protecting a tank crew during rough terrian. The M1 series is good also but with the increase of weight due to armor protection improvements we need to be a little more careful, we have reached the over 70 ton mark with the M1A2 SEP.
I have experienced two tank roll overs in my time, one was on a M60A1 and the other was on a M60A3, during both times it scared the living daylights out of me, during both occasions I was lucky and managed to walk away with contusions and scrapes, one of my tank commanders during one of the
roll overs wasnt so lucky, he mananged to get his head and one of his arms trapped between the ballistic shield for the M85 50 cal and his hatch opening, it took me around 15 minutes digging like a dog to get out of the loaders hatch so that I could get to him and dig him out to render first aide to him, I will never forget that for as long as I live, I did manage to save him and after a year of physical therapy he turned out okay.
I have also sunk tanks in the Munsan river in South Korea, the maintenance support team would just glare at me when I approached any rivers edge.
I have also recieved fractures and scars from being thrown out of tank during a cross adventure. I have also seen my fair share of accidents involving fatalities because tank crews get lazy and start taking short cuts during training and during war. Tanks have come along ways as far as safety features, especially in western designed MBTs, crews are seperated from ammunition storage areas, they have excellant fire suppression systems, good machine guarding for your legs and arms so that they do not get ripped off. Eastern armor still has a long way to go for crew protection and comfort.